Farm Management Pocketbook

Yes this is the time for the change!

If the people of need of America to obtain the check of their country is now the time but it can arrive only if they take the responsibility for what arrives in their country. You see, the people seem to have forgotten the remainder of the history when it is a matter of our Declaration of the rights. When they published the title a lot of the Amendments to the Constitution that the editors omitted the party of the title. It should have read the Declaration of the rights and the Responsibilities.

There is the not better generation to repair this problem than the fight tried, the Cold War has conditioned, the oil lack hardened born Persons during the baby boom that are the only generation of the past century to understand the price of liberty and the democracy dangers. I think every person that cares for and wants things more better should carry a you shirt and stick of the self-adhesive exceptional one that proclaim, "This is My Country"!

We can begin while saying the politicians want that to be the president that ourselves the people will say them that we need and which to do. The last time I verified they work for us. If the true Program for Change will be presented in this item collection on Taking of return America. The pollsters, the counselors and the political agencies of advertising that put words or solid 8-bit bytes in the mouths of politicians have it all cheat. They are the people same that obtained us in this disorder.

Not we need to give the return government to the people, give return God to the government and give mean return to our Declaration and to the Constitution. We need to furnish which need of people, the stop that promotes that we do not need, and begin the government act see as our friend and our protective instead of an in front of for eagerness and supplies individuals or commercial starving corporations.

America must be rich, not the leaders that try and ran or possesses America. You do not think those that claims to know took us as victim for a long time enough? We want a nation where a laws of lodging protect the owners not the mortgage and the financial institutions. We want bank laws that protect the citizens not the corporations of card of credit, the recovery agents, the lawyers and the hidden expenses.

Our government authorizes telephone businesses, the television and the radio stations, the banks, mortgage businesses, the investment banks, the doctors and the brokers of the stock among a lot of others, while we regulate the stock market, the market of the first matters (including the price of oil and of food), the energy corporations, the commerce between states, the foreign assistance and practically both of them aspect of our lives. Do you feel protected?

We spend more protecting money of the producing oil of the nations, the weapon merchants, dope businesses, the houses of banks and investment that we do the people that protect and that must change simply. Look at the cost, $500 billion and 4,000 Americans lives in Iraq to protect the Arabic nations of the Arabic terrorists, or is this the Arabic producers of oil of the interruption? What do we obtain? The prices record of oil, no effort by OPEP to increase the production and lowers prices, and the scorn of the world.

Or how of our experience of Afghanistan? We spend billions to hunt the terrorists of Afghanistan in to hide from Pakistan, a nation where we spend billions to protect the army and the government that give the refuge of terrorists. We does not have any foreign political viable, we support just the merchants of weapons of the world that assures itself that there is the always civil agitation, the genocide and the demigods that run amok where we can spend the people of more to defend billions. If America stopped financing the war and indirectly you does directly thinks that the weapon merchants would spend their own money to cause wars?

Of return in the voucher old WORE that we have more enough wars of our clean one to fight against the destruction of our systems immunized by the pharmaceutical businesses, the dependances imposed on us by the television, the video games, the hospitals and the doctors, the industry of services of health, the health industry, the industry of physical education, and all those that thinks that the only means to the good health is By the bag to hand.

Then there are the telephone businesses, the banks and the corporations of card of credit with their unbelievable hidden expenses and their disconcerting bills, their insurance companies that increase rates for the reasons nothing that have to do with their cover, the media of which the message always is influenced by the advertising dollars that it could produce, and the government that works for everyone but the people It is supposed to represent.

Oh this is the time for changes well, and the change we need must be cataclysmic to do good. All the shady faces that take advantage of our difficulties, fly of our public Treasure and attempt to influence our spirits and destroys our wills count on us the too weak being, centered automatically and also preoccupied also to provoke the change but I say as they are wrong. Again the mean ones have under esteem the strength of liberty and the will of the people.

Proudly to post your sign This is My Country and does while they do not foresee, shows cares for you. The assistance establishes the Program for Change that we need, not the a said politicians that we need. Begin out while doing a collective effort to send a message to the oil profiteers in to participate a national effort to remain at the house of the Day of the memory to the Quarter of July, the Day of Independence, and to reduce oil and consumption of gas more possible.

Spend weekends with your family, visionary that you lacked in your community, your state and your surrounding sectors. Appreciate the festivals and the local events. Eteindre the television and limit your time on the Internet and we can begin returning our nation. Ask you to save money does not seem as too to ask.

Which are the targets for the change?

1. Mongers of money of the financial Institutions

Which threat that is these people and do they represent? Well, the complicated canvas of interlocking of possession, the access to the media, the evaluation check in the stocks, the change, the commodities and the links, and the insulation of the meticulous examination this probably does the force more alone powerful on the Earth, able governments of check and destroy the opposition without never to obtain their own hands soil. You see that they are invisible to the general public.

The financial institutions check the world put simply and they do not serve the world in the process, as to serve is not a good return on the investment. They establish common funds of placement to consolidate the strength of investment and obtain the government to create more sources of funds and the turn on to the financial ones to manage as the cash registers of retirement, 401K funds, WILL GO and a lot of others.

They create of the "experts" financial to say we what arrives to our markets of investment and how to invest which money check us completely neglecting the interest conflicts when most profitable biggest counsel are the manufacturers of the market, the same financial institutions of which the experts give the counsel of the market is saying objective.

What does mean-t that? The media take the counsel of experts of industry and say that we the oil price climbs because of the potential one for a hurricane in the gulf that can or cannot interrupt the lines of provision and induce the operations. A suicide bombardment in Iraq spectacles that the provision of crude oil of this country is not stable if a lack of future oil can result if a bombardment of the pipes lines of oil is succeeded. The cold time in the American means there will be a lack of heating of oil imports only there are sufficient inventories already in the country. If the oil price climbs, and in top and in top.

Who the advantages? The owners of the crude oil, the businesses that pay for the crude one, the banks that finance the businesses, the shareholders that possess actions of the businesses, the AVENUE, 401KS, the cash registers of retirement and the common funds of placement that pump money in the businesses, the businesses that sell and buy their stocks, or the businesses them that regulate prices of the market? Guess what, all could be part of the financial institutions that take advantage of the manipulations of the market caused by the speculative reports on the industry by the media.

Does so why the Federal Commerce Order and the Commission of Titles and Echange allow them fact this? The FTC and DRY are supposed to be our dogs on duty of government that protect the public of the manipulative financial one without scruples. For two years the same financial sector was behind the immoral, immoral and often illegal manipulation of the markets of mortgage of under apogee also that failed to send the WORE in the recession and million certainly lefts of owners in the foreclosure. Where were the federal regulating ones?

2. Mortgage Lenders ae" the Vampires of the Gilded Dream

Although the mortgage lenders can be possessed, can be checked or can be handled by the financial sector and the bank institutions that they often are established in an independent way until they finish preying on a public little suspects, having been taken the usage practice questionable (the under ready apogee for example), using heavy transmitted tactics, cheating consumers and establish the mortgage foreclosures.

When this arrives the lenders bankruptcy now next is made lose interest in by the financial and bank sectors try obtain the real estate property to far to the under value of loan. If the losses are canceled, the property far is obtained to the under value of loan, the new mortgages are written to sell or refinancer the property, the people of some million losers their houses because of the foreclosures, and the financial institutions have now a new division with the assured goods and credit worthy customers.

Of course we lose view then the fact the illegal mortgages and the immoral practices of sale caused the guarantee the out cycle to intervene. Or these mortgage lenders, the sale people, the lawyers and credits businesses classification were all the players in this swindle of billion dollar. That closing of the expenses, the expenses of collection and the increases did it millions of dollars to the detriment of the unlucky owners.

At last even the government supported the mortgage programs as Fannie Mae and Freddie Mac, (big which names for the federal sustained mortgage players), not to mention the long list of program as GOES, Indian, Rural and Low Income the other mortgages and the programs of federal lodging must be never more vigilant to eliminate the corruption, the contract that repairs, the negligent construction and the repair work, inefficient it Heating and usefulnesses and the other problems that assails our federal one and The efforts of the state of lodging.

3. The Norms of Industry of Card of credit, the Methods of Expense and Collection

Now this is a sector of regulating krach and of benign neglect that implies federal agencies and state that spread FTC to Congress, DRY one to justice. There is a law body to the state and the federal levels that regulate these practices but person seems to do the attention.

The transmission of cards of credit by the mail and Internet and the proliferation of offers of the corporations of card of credit astonishes. The unending changes in the interest rate loaded, the reason for such changes, the explanation of such practice and the frankly deception in the news of consumer terrorizes and rapacious.

The expenses change constantly for the loads of automatic distributor of bills, handling, the treatment, the salesman, the fraud, the security, and no other excuses to sink it to the consumer. Credit businesses classification nourish the news to the businesses of corporations of card of credit and collection that do the entire matters of recovery of credits a financial chablis to the lawyers, the collection agencies, treat waiters and even the courts. The lies as for the rights of the tenured one of card overwhelm to most of the people, their threat and their credit, and loaded with the clumsy tactics.

Simply asserted there is not protection for the people to obtain the cards, understanding the changeable expenses, and especially is taken in the process of late payment and collection. The debts nevertheless are canceled the collection efforts go full vapor. When the debts should be forgiven for the efforts are done to always frighten the consumers in to do the payments. If we allow a corporation of card of credit to cancel the doubtful credit, does then why the industry of collection follow the poor consumer with no money? Why are the doubtful credits canceled years before the debt is forgiven to the consumer?

4. The Cost of Industry of Services of health, the Assurance and the Useless Treatment

Just to look at the facts and it does not do any doubt this system is broken. In 2006 spent us $2.1 trillion on the health services, more of $7,026 for every person in the WORE, and it resumed 16% of our crude internal product. That is 4.3 times more money than we spent on the defense. The cost of services of health increases to that doubles more the rate of inflation yearly.

To 16% of PIB we have the highest costs of services of health of developed nation with the next one higher to be Swiss 10.9%, Germany 10.7%, Canada 9.7% and France 9.5%. The Americans spent a third more on the services of than any health of these nations, and while 50 millions of Americans do not have all the citizens of disease insurance in the other mentioned nations receipts of the services of health. To our current rhythm will spend us $4 trillion on the health services in just 7 years, by 2015.

With the war in Iraq the one could foresee the cost of services of health for the veterans to be substantial as the treatment in the war zone far is improved preceding wars and for every death of a soldier there are 9 injured soldiers that return to the house. Nevertheless the cost of decreases of services of health of the veteran to $5,000 by person, $2,000 less per year that civil.

What does cause these aberrations statistics? Be us a lot sicker than the citizens of the other nations? Is there a bigger medical risk to the civil ones in America than our soldiers in Iraq? Why 50 millions of Americans they not are assured when all the citizens of other nations receive services of health?

According to the last employer of statistics paid the insurance premiums disease in the WORE were $11,500 for the families and about $4,200 for the individuals. That means that the annual premiums of disease insurance represent a substantial portion of costs of services of health. Something has very wrong with the system.
So which is the average educational debt for the new doctors to come in the market? According to the Association of Medical American Universities, the average educational debt of indebted graduates of the class of 2006 (including the preparatory loan to the medical school) is $130,571. The average debt to advance the medical students increased in 2006 by 8.5 percent on the preceding year. 72 percent of graduates has the at least debt $100,000. 86.6 percent to advance the medical students carry remarkable loans. 40.2 percent of 2006 graduates has the non educational debt, doing in average $16,689. Source: AAMC 2006 Questionnaires of Discount of the diplomas
So how much to do they do when they advance? The cardiologists were the specialists the done more look for, extracting the last year of the salaries that spreads of $234,000 to $525,000 and to do in average $320,000 by the year, according to the investigations. To close behind the cardiologists are radiologues and orthopedic surgeons. Now why do we lend the students of med money when the financing of bank would be easily available taking account of their low risk?

5. The pharmaceutical Proliferation of Industry of Drugs of Prescription

This can be runs and soft. In 2002 spent us $162 billion on the drugs of prescription and in 2006 spent us $217 billion on the prescription drugs. The one of every five Americans takes 5 or more of prescriptions by the day. All the Americans do in average 2.9 prescriptions by the day. Our persons of the third age, that increase very quickly with the ageing of the born Persons during the baby boom, does in average $559 for the prescriptions in 1992, $1,205 for the prescriptions in 2000, and $1,912 in 2005 with the expenditures counted to attain $2,805 in 2010.

Everyday it seems health authorities announce nevertheless another drug of prescription that does not work, or of which the effects in the long term are determined to be more dangerous more than more foreseen. Nevertheless everyday it seems there are new prescriptions for the new diseases. We live longer but spends far more. The childlike ones are on prescribed with Ritalin and the other drugs. They are depending on the drugs they take not even to raid the medicine offices for the new culture of drug.

6. FDA (the Food and Drug Administration) the Process of Approval of Drug

If the drug prices rose in America almost five times as quickly as the inflation then the FDA must suppose certain of the responsibility as they are the regulation organism charged to oversee the in free sale and prescription dopes so abundant in our corporation.

The FDA the new process of approval of drug with the put to bed animal clinic and of human processes is the most costly, more unending and often stranger one from the viewpoint of the protocols and the criteria for the approval in the world. This is a conceived process to the profit of the rich pharmaceutical businesses, not for the small one and independent businesses of research and the laboratories.

The major pharmaceutical businesses managed to negotiate with FDA for the new approval of drug even if the drug spreads the length of life of the patient by just 30 days. Nevertheless when these products are sold to the public that person seems to mention can they to be only good for 30 days to a cost of thousands of dollars

The things obtained so ridiculous in the approval process that the television announcements for the drug Celebrex contain so many warnings interactions of secondary effects and drug that the announcement declares in fact "the said FDA that the advantages can take it on the risks" while taking it. Are they crazy? It could be sure to take it?

The human processes approved by FDA demand a protocol where a half of the patients is given a placebo instead of the drug them if results that take the drug can be measured against a check group that does not take the drug. Not a bad practice unless the drug is experimental and the disease will kill the patient.

For example, the step 3 patients of cancer have weeks or the months to live. To the step 3 normal and extremely dear treatments the chimio, radiance or surgery already failed. When they are offered to a chance to participate in an experience that could save their life and the option is the certain death could think you that they would jump on the occasion, but that is not the case.

Why they would be involved themselves when only half the receive people even the treatment, with the other half that obtains from the placebos without meaning? If they are in the half that obtains the candy and not the drug they die. If they obtain the drug there is a chance that they could live. When you done facing the death there should be not a 50-50 chance one will not obtain you the treatment.

The other problems with the industry include their price that gouge, the opposition to the generic drugs that sells for a lot of less, the opposition to the foreign drugs selling also for a lot of less, the payments to the doctors to prescribe their drugs, and their non corroborated complaints as for the drugs in free sale as the cough syrup that was proved to do not good.

7. Farming ae" the Essay of Food, the Ingredients and the Source

You go to the nutrition store, verify fresh meat, see that something that appears pleasant and red and fresh and buys it. Or maybe you buy the chicken to fry in top for the dinner. On the other hand you could buy the food for company animals for your dog or your favorite cat. Now import that said only you fresh meat as beef should not be red? Did they say that you color dyes and carbon monoxyde is used to give the meat cuts that colors and they are injected in the store of butcher?

Did they say that you the chicken student in a house of hen and pumped with the hormones, the steroids and God know what of other it to fatten in top for the slaughter? They said you of all you bought just left them returned animals incluses?

Did they mention plants return use the raw product including thousands of dogs and the dead cats; the heads and the clogs of the cattle, the sheep, the pigs and the horses; the entire skunks; the rats and the spleens cleaners? Did they mention the millions of larvae that to swarm on the corpses? Did they say that you the corpses would be the ground on and cooked to create fournedes of yellow grease, the meal of meal and bone, and that the meal of meat and bone would be used as a source of protein and as the other nutriments in the poultry, the porks and the foods for company animals?

This the fatty animal is used as a "the energy source" and millions of tons will be transported in truck to the poultry ranches, the batch of nutrition of cattle, dairy farms and of pig, the plants of fish nutrition and the food manufacturers for company animals where it is mixed with the other ingredients to nourish the animal billion that the meat humans eats, in the bend, will eat.

Of that is ceque when you look at the label of ingredient and it says that meat included the protein it seems good but that the protein is returned corpses and the consequences of health to eat a standard system of are returned the diverted product? The mortal mad cow disease was caused while nourishing returned products to the cattle.

8. Will do country Reforms it ae" Empty of the Promises and Empty Wallets

For the first time in our history only the presidential campaign in 2008 is counted to cost on a billion dollars. Now that is an a lot of entire monies is spent to win a work that pays $400,000 by the year and lasts only four years. A billion dollars spent to do $1,600,000. If that is the capitalism result then we could have a problem.

The country reformation was talked about and acted in accordance with less than no other congress of surface of problem and the president. The costs politics of advertising are criminal. Some countries spend more high money of the money than they do are elected. The special groups of interest give to the candidates, more to give to the national political parties, more to declare than the political parties and spends then money itself to influence elections.

More of $1 billion will be spent to be candidate to the president and that can be changed if the president and congress have the entrails. The paid announcements can be stopped, the subsidy of special interest can be stopped, and a logical plan for primary can be held. The candidates can receive free media time since all the airways are the regulated government. The recording of voter can be increased.

There are almost 226 million eligible people to vote the WORE and almost 142 million are recorded to vote. In 2004 almost 121 million voted for the president. Who means about 53% of the eligible voters participated in the last presidential election, a total rather weak for the democracy citadel in the world. That needs to be repaired. Demand the automatic recording of voter with the cards of social security or the driver's licenses if must be but must obtain from the people of implied return in the process. We cannot do the people to vote but we can assure ourselves that they have the occasion to vote.

9. The immigration Reformation ae" The Problem of Dozing Social Day

If removed the candidates did a skillful work to avoid the problem of reformation of Immigration although before the country is reheated they had a selection of ideas to offer. Now it seems the ideas were left the table in the hopes person noticed they invert have blunder on a problem.

There are some sectors agreed. For an everyone consents that we need to strengthen the border security on the borders of Canadian and Mexican. We recognize as as there is millions of Mexican workers illegally in the WORE redmunedredment employed to the jobs typically done not want by Americans. What to do are them a huge problem.

Since there is the shed opposition to any type to allow program of amnesty the to remain without the consequence maybe an alternate better one would be to allow these illegal immigrants and their families to remain with an aimed permanent work if they redmunedredment are employed and paid taxes to the United States.

They are here and they pay our income and our taxes to the purchase. They have cars and driver's licenses. They do a substantial contribution to the social Security although they cannot draw advantages. Which amnesty do we give the? If we sand eels does them out we do not have them any return returned them, their payments of sales and social security? I say that they paid enough already for one aimed permanent and they should be welcomed if they complete our citizenship conditions.

If the illegal immigrants that are employed and contributing redmunedredment our system of tax and social security are granted the aimed permanent works, day to the next day will reduce us the problems of security of border that save substantial monies and improve the relations between our two countries. This will release resources to follow the criminal elements of the foreign countries that illegally come for the reasons far more sinister.

Not only to do millions of illegal immigrants pay taxes and furnish services we would have not otherwise but they are also victims to the people hordes without implied scruples in the sales of car and the repair, the medical treatment, the legal assistance, and a lot of other sectors because they has not in a manner to protect itself. They cannot go to the organisms of application of the law for the assistance, as they would be followed. The simple act of granting aimed permanent well deserved work would stop the predators of takes advantage of their statute.